Start free and add features as your business grows. Every plan includes a 14-day trial on paid tiers — no credit card required to begin.
Entity recommendation, Articles of Organization filing, EIN application, Operating Agreement, and 1 year of Registered Agent service — included.
Available standalone or bundled into Pro plans. Cancel any add-on independently.
| Feature | Free | Lite | Standard | Pro | Enterprise |
|---|---|---|---|---|---|
| Dashboard & Reporting | |||||
| Financial dashboard | ✓ | ✓ | ✓ | ✓ | ✓ |
| P&L report | Snapshot | ✓ | ✓ | ✓ | ✓ |
| PDF export | — | — | ✓ | ✓ | ✓ |
| White-label reports | — | — | — | — | ✓ |
| Bookkeeping | |||||
| Transactions/mo | 10 | Unlimited | ✓ | ✓ | ✓ |
| CSV import | — | ✓ | ✓ | ✓ | ✓ |
| Bank sync (Plaid) | — | — | ✓ | ✓ | ✓ |
| Auto reconciliation | — | — | — | ✓ | ✓ |
| Accountant portal | — | — | — | ✓ | ✓ |
| AI Forecasting & Insights | |||||
| Cash flow forecast | — | 3 months | 12 months | 12 months | ✓ |
| Scenario modeling | — | — | ✓ | ✓ | ✓ |
| AI Finance Advisor | — | — | ✓ | ✓ | ✓ |
| Tax deadline alerts | — | — | ✓ | ✓ | ✓ |
| Business Formation | |||||
| BizForma access | Pay/use | Pay/use | ★ Included | ✓ | ✓ |
| 6 mo Standard on formation | ✓ | ✓ | ✓ | ✓ | ✓ |
| Payroll & Communications | |||||
| Payroll | — | — | Add-on | ✓ | ✓ |
| PBX phone system | — | — | Add-on | ✓ | ✓ |
| Access & Scale | |||||
| Entities | 1 | 1 | 1 | 3 | Unlimited |
| SSO / SAML | — | — | — | — | ✓ |
| Support | Email + chat | Priority | Dedicated | ||
Yes — upgrade or downgrade at any time. Upgrades take effect immediately. Downgrades apply at the next billing cycle and you keep your current features until then.
Full access to every feature on the plan you select — no limits, no watermarks. No credit card required to start. If you don't add a payment method after 14 days, you revert to the Free tier automatically.
When you complete a business formation through BizForma and pay the $149 service fee (plus your state's filing fee), your Insight Hunter account upgrades to Standard automatically — free for 6 months, a $474 value. After 6 months you can continue at the standard rate or choose any plan.
No — state fees are passed through at cost with zero markup. They vary by state, typically $35–$500. You'll see the exact fee for your state before you confirm your formation order.
Yes — when you choose annual billing, the 20% discount applies to your base plan and any recurring add-ons (Bookkeeping Advanced, Scout CRM, Payroll base fee). Per-employee and usage-based charges remain monthly.
Insight Hunter runs on Cloudflare's global edge network — 300+ locations worldwide, built-in DDoS protection, encryption at rest and in transit, and SOC 2-ready infrastructure. Your data is stored in Cloudflare D1 and R2, with access controls scoped per organization. We never sell or share your financial data.
One platform for your entire financial stack — from formation to forecasting. No card required to begin.